The worst you'll find out? You already have a great deal.

Our Services

Explore our comprehensive insurance solutions tailored for your needs and peace of mind.

Home Insurance

Protect your home and everything inside with personalized homeowners insurance tailored to your needs. Our team ensures you’re covered against life’s unexpected events—giving you peace of mind and reliable protection where it matters most.

Auto Insurance

Drive with confidence knowing you have the right auto insurance coverage. We compare quotes from multiple top-rated carriers to find you the best protection at the most competitive price—so you can stay protected on the road without overpaying.

Protect your business with customized insurance solutions designed for contractors, restaurants, real estate investors, medical professionals, and small business owners. Our tailored coverage helps safeguard your assets, reduce risks, and ensure long-term security—so you can focus on growing what you’ve built.

Business Insurance

🩺 Medical Professional Insurance

Our insurance solutions are tailored for physicians, dentists, and other healthcare professionals. We provide protection against malpractice, liability, and other industry specific risk.

⚙️ Engineer Insurance

We offer customized insurance coverage for engineers across multiple disciplines. Our policies protect against professional liability, inland marine, workers’ compensation, and more helping you safeguard your projects and reputation.

Our coverage is tailored for real estate professionals, including brokers, property managers, landlords, and agents. We help protect against the unique risks of the real estate industry, giving you the confidence and security to grow your portfolio.

🏡 Real Estate Professional Insurance

🔨 Contractor Insurance

🍴 Restaurant & Hospitality Insurance

We provide tailored insurance solutions for contractors and tradesmen, including general contractors, electricians, plumbers, roofers, and more. Our policies cover general liability, tools and equipment, workers’ compensation, and surety/bid bonds—so you can build with confidence.

From family-owned restaurants to catering companies and bars, our coverage is designed to safeguard your business. We help protect against liquor liability, food spoilage, employee-related risks, and property damage so you can serve your customers with peace of mind.

Insurance Services FAQ

What types of insurance do you offer?

We provide coverage for businesses (Contractors, Restaurants, consultants, medical professionals, landscapers) and personal lines ( home, auto, umbrella, etc.).

How experienced is your agency?

With over 40 years of experience, we provide expert guidance and personalized service.

Why should I work with an independent insurance agency?

As an independent agency, we're not tied to one carrier. We shop multiple companies to get you the best coverage and rates.

What areas do you serve?

We are licensed in 29 states, including Maryland, serving clients in Hebron and Havre de Grace.

How can I get a quote?

You can contact us directly to receive personalized coverage tailored to your insurance needs.

Insurance Solutions

Comprehensive coverage for home, auto, and business.

A modern building with multiple windows and a logo that includes the letters 'BCI' and a leaf motif. The structure is light-colored and set against a clear blue sky.
A modern building with multiple windows and a logo that includes the letters 'BCI' and a leaf motif. The structure is light-colored and set against a clear blue sky.
Contractor Insurance

Tailored coverage for contractors and tradespeople.

A car dealership building with clear signage for Volvo, Jaguar, and Land Rover brands. The structure features large glass windows and a metallic exterior, situated on a slightly elevated area with a clear, blue sky in the background.
A car dealership building with clear signage for Volvo, Jaguar, and Land Rover brands. The structure features large glass windows and a metallic exterior, situated on a slightly elevated area with a clear, blue sky in the background.
Restaurant Insurance

Protect your restaurant with specialized insurance solutions.

A tall beige building with rectangular windows and a large 'BCI' logo with a leaf symbol on the side. The building is set against a clear blue sky with some trees visible at the bottom right corner.
A tall beige building with rectangular windows and a large 'BCI' logo with a leaf symbol on the side. The building is set against a clear blue sky with some trees visible at the bottom right corner.
A street scene featuring a building with the sign 'TRIPLE A TRADING INC' prominently displayed. Additional signs offer services such as buying and selling gold, silver, guns, jewelry, and providing cash loans. The storefront has large windows and there's a brick sidewalk in the foreground leading to a quiet street. Few trees are visible around the area.
A street scene featuring a building with the sign 'TRIPLE A TRADING INC' prominently displayed. Additional signs offer services such as buying and selling gold, silver, guns, jewelry, and providing cash loans. The storefront has large windows and there's a brick sidewalk in the foreground leading to a quiet street. Few trees are visible around the area.
Transportation Insurance

Coverage for all your transportation needs.

Malpractice Insurance

Safeguard your practice with expert coverage options.